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Víctor Manuel
Victor is 63 years old. He was able to go to school only until second grade, due to his family's financial conditions, but he goes to the literacy circles that take place in his community. He is married, and his wife is a housewife. They have seven children, all of whom are married and live in their own homes, so Victor now lives only with his wife.

Victor has worked in agriculture since he was a boy. He says he learned this from an uncle, because Victor needed to support his mother and brothers, because his father was not with them. Victor grows corn in a field that is one kilometer from his house. He travels to the field on foot and has to climb a hill. He also grows watermelons and other melons in small quantities.

He is requesting this loan to buy seeds, fertilizers, pesticides and herbicides, and to pay the rent on the 10,500 square meters of land he cultivates. Now is the planting season, and thanks to the opportunity provided by this loan, Victor plans to cultivate a field and a half. He rents the land from a neighbor.

Victor would like to buy his own small plot of land to cultivate, as well as see his grandchildren grow up and help them financially so that they can continue to go to school.
View original language description ↓
Víctor de 63 años de edad estudio hasta 2 grado debido a las condiciones económicas; pero él decidió ir a los círculos de alfabetización que se desarrollaron en la comunidad, también está casado su esposa es ama de casa y son padres de 7 hijos de los cuales todos están acompañados y viven en hogares distintos, actualmente solo vive con su esposa.

Victor se a dedicado a la agricultura desde que era niño, comento que él aprendió con un tío debido a que tuvo la necesidad de llevar el sustento diario a su mamá y sus hermanos, porque su papá no estaba con ellos, también se dedica al cultivo de sandía y de melón en pequeñas cantidades el cultivo lo tiene a un kilómetro de la casa y le toca viajar a pie tiene que subir una loma para llegar al lugar donde siembra maíz.

El préstamo lo utilizara para comprar semilla, abono, pesticidas, herbicidas, ya que viene la temporada de siembra y debe de pagar arrendamiento de 10,500 metros cuadrados de tierra donde cultiva; porque no son del sino de un vecino debido a la oportunidad que me brinden con el préstamo podre cultivar manzana y media

Su propósito es comprar su pequeño pedazo de tierra para cultivarla, ver crecer a mis nietos y poderles ayudar económicamente para que continúen sus estudios.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 750
    View loans »
    El Salvador Loans Fundraising
  • $27,027,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Víctor Manuel to buy seeds, fertilizers, pesticides and herbicides, and to pay the rent on the 10,500 square meters of land he cultivates.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Jun 26, 2014
Jul 8, 2014
Currency Exchange Loss:
Mar 19, 2015