Kalala is 56 years old and married with seven children. She has a small garden where she grows taro that she can sell in her community or at the market. She has been doing this for 12 years. Kalala needs a loan to buy chemicals, a new wheelbarrow, a machete, a crowbar, a tiller, sprayers and new overalls. She has been a member of SPBD since 2003. Kalala will use the profits from her sales to pay for her family’s weekly expenses.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.