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Edith Fernanda
Fernanda is a very happy and persistent girl. She has made a living selling clothes for 4 years. She says that her husband wouldn’t support her initiative to start this business, but Fernanda asked for her first loan from Fodemi and went ahead with the business venture. It is going well for her and her husband now supports her.

Fernanda is 25 and she has a 4-year-old son who is now going to school. She is studying through a distance-learning program. She will use the loan to buy clothing goods to display in her business that she leases. Fernana aspires to diversify her products in order to increase her clientele and to be able to cover the cost of her education through this income.
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Fernanda es una chica muy alegre y perseverante, Fernanda se dedica desde hace 4 años a su negocio de venta de ropa, comenta que su esposo no le apoyava en la iniciativa de poner este negocio, pero Fernanda siguio adelante en emprendimiento, ella solicito el primer credito en Fodemi e inicio con su negocio en el que actualmente le va muy bien y su esposo ya le apoya, Fernanda tiene 25 años y tiene un hijo de 4 años que ya asiste a la escuela, Fernanda esta estudiando a distancia, el credito lo va a invertir en la compra de mercaderia en ropa para excivirlo en su negocio en el que paga arriendo, Fernanda aspira veriar sus productos para que aumente su clientela y de estos ingersos cubrir los gastos que tiene en sus estudios.

Additional Information

More information about this loan

This loan is part of VisionFund Ecuador's effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Edith Fernanda to buy clothing goods.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 24, 2014
Jul 6, 2014
Currency Exchange Loss:
May 17, 2015