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Juana
Juana is 61 years old, takes care of the household chores, and also works in business since she is the owner of a small store in the community and also works caring for her family. She grew up with her parents who worked as merchants every day, since they had a small store in their own house, and also worked in agriculture and animal husbandry. She completed her basic education up to fourth grade in the local school and couldn't continue her education because her family had very limited economic resources. She had to work doing the household tasks. With the passing of time, she decide to open her own business which began with the sale of basic supplies and now sells natural medicines and made her own home. She is the parent of a daughter and a son who are now adults and work in agriculture.

Juana works selling basic supplies and natural medicines. She says that she has 15 years of experience in this field, which was taught to her by her parents who spent a long time in this business, and it is what she currently does and she finds she has a lot of willingness for this since the earnings from this business motivate her, apart from not having to go to another workplace since the business is in her house, and in this way she has time to care for her family since they are her most valued possession.

The granted loan will be used to invest in expanding and improving her business since the loan will purchase a corn (nixtamal) mill to serve the people in the community and another part will be invested in stocking the business with pantry products and natural medicines.

Her plans for the future are to strengthen her business in a way that generates sufficient income to hire people to serve the customers and to have a larger retail space which will allow her to sell pupusas on weekday afternoons. With the benefit that this loan offers, she will use the earnings to invest and stock her business.
View original language description ↓
Juana de 61 años de edad, ella se dedica a los oficios domésticos, y al comercio ya que es propietaria de una mini tienda en la comunidad y también se dedica al cuidado de su familia. Ella se creció con sus padres quienes se dedicaban al comercio todos los días, ya que tenían en su propia casa instalada una mini tienda
y también se dedicaba a los trabajos agrícolas y al cuido de ganado. Ella realizo sus estudios de educación básica hasta 4 grado en la escuela de su comunidad, y no pudo continuar sus estudios porque su familia es de escasos recursos económicos, ella tenía que dedicarse a realizar las tareas domésticas de su casa, con el paso del tiempo decidió poner su propio negocio en el cual comenzó con venta de productos de primera necesidad y en la actualidad comercializa con productos de medicina natural y formo su propio hogar , es padre de una hija y un hijo quienes ya son mayores de edad y se dedican a trabajos agrícolas.

Juana se dedica al comercio venta de productos de primera necesidad y productos medicinales naturales, expresa que tiene un experiencia de 15 años realizando esta actividad que fue producto de la enseñanza de sus padres los cuales dedicaron mucho tiempo a realizarse en este negocio, y es el que en la actualidad ella realiza y se encuentra en mucha disposición ya que le motivan las ganancias que este mismo negocio le deja, aparte de que no tiene que movilizarse a ningún lugar de trabajo ya que el negocio está montado en su casa, y de esta manera tiene tiempo para cuidar a sus familiares ya que sin lo más preciado que ella tiene.

El préstamo otorgado, será utilizado para invertirlo en ampliación y mejoramiento de su negocio ya que con el préstamo comprara un molino nixtamal para prestar servicio a las personas de la comunidad y otra parte será invertida para surtir su negocio de venta de productos de primera necesidad y medicina natural.

Las proyecciones que ella tiene para un futuro, son las de fortalecer su negocio de manera que le genere los ingresos suficientes para contratar a personas para facilitar el servicio a su clientes y tener un local más amplio que le permita montar una venta de pupusas los días de semana por la tarde, con el beneficio que le brinda el préstamo utilizara las ganancias para invertir y mejorar su casa ampliar y surtir su negocio.


Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 808
    View loans »
    El Salvador Loans Fundraising
  • $25,698,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Juana to purchase a corn (nixtamal) mill and the other part will be invested to stock a business selling pantry supplies and natural medicine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 20, 2014
Listed
Jul 6, 2014
Currency Exchange Loss:
N/A
Ended:
Jul 26, 2015