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Silvia Rosa
Silvia is an entrepreneurial woman. She is 35 years old, single, and she does not have children. She lives in Ica with her family. For almost one year she has worked as a clothing salesperson in a store. It is going very well because she is a responsible, hardworking person, and above all, kind and respectful to the customers.

She is a person with a strong desire to get ahead, and fights every day to provide a better quality of life to her family. Silvia is thankful to the Kiva lenders because with the support that they bring her, she will be able to remodel her home by painting the walls of her home and fixing up her room. In this way, she will be improving her quality of life and will keep striving ahead to reach her grand dream: "Own her own business."
View original language description ↓
Silvia es una mujer emprendedora, tiene 35 años de edad, es soltera, no tiene hijos y vive en Ica junto a su familia.
Desde hace casi 1 año trabaja como vendedora de ropa en una tienda y le va muy bien porque es una persona muy responsable, trabajadora y sobre todo amable y respetuosa con los clientes.
Es una persona con muchas ganas de salir adelante, y lucha cada día por brindarle una mejor calidad de vida a su familia.
Silvia está agradecida con los prestamistas Kiva porque con el apoyo que le han brindado ella podrá remodelar su vivienda, como pintarrajear las paredes de su vivienda y arreglar su cuarto, de esta manera estará mejorando su calidad de vida y seguirá esforzándose para más adelante poder cumplir su gran sueño: "Tener su propio negocio".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $6,715
    Average annual income
  • 119
    View loans »
    Peru Loans Fundraising
  • $56,100,525
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $375 helped Silvia Rosa to remodel her home (paint the walls).
79% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 28, 2014
Jul 5, 2014
Currency Exchange Loss: