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Alpha Group
In this Group: Elizabeth, Lujuki, Kambale, Kasika, Kitsongo, Riziki, Bihamba, Bibishe, Nganiza, Nyamutega, Mbilika, Sangi, Kashoma, M'makeba, Nakatusi, Sanganya, Nyenyezi, Sakina, M'cihonzi, Mariamu, Matiyabo, Bashimbe, Zihindula, Zawadi, Salukombo
Our client Sanganya is a courageous merchant, member and president of the village financial association “Alpha,” senior entrepreneur, and very dynamic. She is 34 years old, married, and a mother of seven children who all go to school.

This client sells sweetened beverages. She displays her merchandise at a store in the mall, which she rents together with her colleagues in the same business. She started her business with seed capital received from her husband; later, she benefited from a Hekima loan. She has been in this business for eight years.

This new loan will be used to purchase 20 cases of sweetened beverage. This is how she sends her children to school and feeds them. To conclude, she strongly thanks Hekima for helping small entrepreneurs excluded from traditional banking become autonomous.
View original language description ↓
La cliente Sanganya est une brave commerçante, présidente et membre de la banque villageoise «Alpha», senior entrepreneur, dynamique, âgé de 34ans, mariée et mère de 7 enfants, qui tous étudient. La cliente est vendeuse de la boisson sucrée. Elle installe sa marchandise dans un dépôt du centre commercial, qu’elle loue conjointement avec ses collègues du même secteur d’activité. Elle commença ses affaires avec le premier capital reçu de son mari. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 8 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 20 caisses de sucrées. Ainsi, il souhaite scolariser et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des petits entrepreneurs exclus du système bancaire classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 28
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,030,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Alpha Group's $2,975 loan helped a member to buy 20 cases of sweetened drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 13, 2014
Listed
Jun 29, 2014
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2014