Mrs. Pon C., 39, and her husband married in 2000 and have three children, two sons and one daughter. One of the children studies at the local school and other two are too young to attend school. Pon’s children are cared for by their grandmother. The family lives along National Road Number Five, about seventeen kilometers from Phnom Penh.
Mrs. Pon's husband is very ill so she farms alone. She has been growing rice for ten years and she learned this skill from her parents. Besides farming, she has been selling lotus flowers for five years. She purchases them from her neighbors to sell at the market in Phnom Penh. She is requesting a loan of $400 to purchase fertilizer, pesticides and rice seeds.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.