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Constantino is a pensioner. He's married and lives in a house that he owns. He has three children, two of whom are already adults and one is in school. Aside from this child, he supports four nephews, but they don't live with him - he only sends them money.
He states that with the amount of the loan he'll purchase frames for the windows and doors, plaster the house and start building a cesspit for his indoor bathroom.
His dream is to finish the construction work, furnish the house, build a fence wall around his yard and make his marriage official.
He pledges to repay the loan in a timely fashion, according to the scheduled timeframe. He states that he'll apply for more loans so he can accomplish his projects.
View original language description ↓
O senhor Constantino é pensionista, casado, vive na casa própria pai de 3 filhos dos quais 2 já maiores e 1 a estudar além deste sustenta 4 sobrinhos que não vivem com ela apenas enviam lhes dinheiro.
Diz que com o valor do empréstimo irá comprar aros para as janelas e portas, rebocar a casa e começar a fazer a fossa para sua casa de banho interna.
Tem como sonho terminar com as obras, mobilar a casa, fazer um muro de vedação para o seu quintal e oficializar sua relação.
Compromete se a pagar pontualmente conforme o calendário estabelecido e diz que irá solicitar mais empréstimos para concretizar os seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mozambique

  • $1,200
    Average annual income
  • 25
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 31.1
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Constantino to purchase frames for the windows and doors, plaster the house and start building a cesspit for his indoor bathroom.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 24, 2014
Jun 27, 2014
Currency Exchange Loss:
Oct 17, 2015