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Sitaua is a 45-year-old, single woman with six children. She owns and operates a small store, selling a variety of items. She has been doing this for ten years. Sitaua needs a loan to buy two large chest freezers, a hanging scale, and a new cash register machine. She hopes to save her profits in case of a family emergency. She became a member of SPBD in 2007 to gain access to capital for her business.

Additional Information

More information about this loan

This loan is part of SPBD's new SME (small and medium-sized enterprises) loan program. The goal is to serve the "missing middle," a group of borrowers that requires loan amounts too large for typical microfinance, but is still seen as too risky by commercial institutions. In addition to credit, SPBD also provides in-depth training to help entrepreneurs successfully scale their businesses.

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.


About Samoa

  • $5,200
    Average annual income
  • 11
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $6,525 helped Sitaua to buy two large chest freezers, a hanging scale and a new cash register machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2014
Jul 2, 2014
Currency Exchange Loss:
Apr 17, 2015