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Jannat Khatoon M.ishaq Group
In this Group: Jannat Khatoon, Hamidan , Yasmeen , Ramzana
Jannat Khatoon baji is the wife of M. and lives in a city named Riwind, Pakistan. She owns a two-room brick house and has been living in it for the past 16 years. She is the mother of seven children: six daughters and one son. All of her children are enrolled in a local school in her neighborhood.

Jannat baji’s husband has a warm clothes sales business. He buys warm clothes from old markets at cheap rates and sells them in different areas of his city, earning a profit. Jannat baji herself is a housewife and prefers to do household work and take care of her family. She is applying for a loan to buy more warm clothes to expand her husband’s business.

She is joined in her loan group by several more members. Hamidan baji wants a loan to buy flour to re-sell. Yasmeen baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle). Ramzana baji wants a loan to buy wooden beams for her shuttering business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 296
    View loans »
    Pakistan Loans Fundraising
  • $15,664,450
    Funds lent in using Kiva
  • 81.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Jannat Khatoon M.ishaq Group's $700 loan helped a member to buy warm clothes to re-sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 12, 2008
Nov 6, 2008
Currency Exchange Loss:
Dec 2, 2009