Liliana is a 45- year old woman who had big dreams for the future. When she was young she married a man whom she thought would be the love of her life. She told him about her aspirations and dreams. However, there were problems and they had to separate. As a single woman she decided to start selling fast food and she managed to support herself and help her family. She is constantly searching for ways to improve her business and overcome problems so that in the future it will become a good source of income
Liliana una mujer de 45 años, soñadora y luchadora que desde joven se unió en matrimonió con quien creyó ser el amor de su vida y le entrego sus aspiraciones y sueños de familia a esta persona, por problemas se vieron obligados a separarse y como mujer quedo sola, decidió comenzar una venta de comidas rápidas ha logrado mantenerse y poder ayudarle a su familia, por esto todos los días busca maneras de cómo mejorar su negocio por lo que solicita un crédito para mejorar su carrito de ventas, y surtido buscando siempre superarse y proyectando su negocio como un medio de sostenimiento monetario en el tiempo.
This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.