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Dilia
Dilia, 32, lives in a municipality in the Barranquilla Metropolitan Area. She has a corner shop where she sells household items, women’s accessories and stationary items, among other things.

She has been doing this since 2012, when she moved to a new neighborhood and observed the people there needed to buy this varied items, so she decided to undertake this commercial activity, using the few savings she had. She sells on credit and for cash, Monday through Sunday, from 8A.M. to 7P.M., and pays her providers in cash.

Her goal is to expand her business and move it to a more comfortable shop. Although her biggest challenge is to find enough resources, today she went to the Mario Santo Domingo Foundation, to apply for a credikiva. This is the first loan she has requested, which she will use to buy toiletries and pottery. Thanks to this, she will expand her catalogue and contribute to increasing sales and improving her benefits with this investment.
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Dilia de 32 años de edad, habita en un municipio área metropolitana de Barranquilla; allí tiene una miscelánea donde ofrece artículos para el hogar, accesorios femeninos y de papelería especialmente. Desde el año 2012, cuando se mudó a otro barrio y observó la necesidad de sus habitantes en adquirir artículos variados, decidió emprender su actividad comercial, contando con un pequeño ahorro que había logado. Sus ventas las realiza a crédito y de contado, de lunes a domingos, desde las 8 dela mañana hasta las 7 de la noche, comprando de contado a mayoristas. Su meta es ampliar su negocio y ubicarse en un local, que le ofrezca mayor comodidad. Aunque su mayor desafío es tener suficientes recursos, hoy se ha acercado a la Fundación Mario Santo Domingo, para aplicar a un credikiva, primer financiamiento que solicita mediante el cual comprará productos de tocador para el hogar y de cacharrería. Con ello ampliará el surtido de su negocio, ayudando así a potencializar las ventas e impactar sus ingresos con esta inversión.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

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About Colombia

  • $11,100
    Average annual income
  • 471
    View loans »
    Colombia Loans Fundraising
  • $15,262,800
    Funds lent in using Kiva
  • 1,891.9
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,075 helped Dilia to buy buy toiletries and pottery.
85% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 30, 2014
Listed
Jul 7, 2014
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2015