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Guadalupana Group
In this Group: Rosa , Bertha, Luis Alberto

Update on Guadalupana Group

This group is formed of three hardworking members who have a great deal of solidarity with each other. The group is led by Bertha, who is a single 41-year-old woman. She sells new clothing to the members of her community. She started this business eight years ago, and it has enabled her to cover a portion of her household expenses.

She is seeking a loan in order to purchase T-shirts, tights, jeans for men and women, blouses, shorts, underwear and other items, with the aim of increasing her income.

The other members of the group are:

Rosa, who is 53 and sells paper in the markets in the capital city

Luis, who is 56 and has sold fruits and vegetables in the local markets and in the city of Niquinohomo for the last six years
View original language description ↓
Grupo solidario integrado por tres socios laboriosos, coordinado por la señora Bertha de 41 años de edad y soltera, quien comercializa ropa nueva a los pobladores de su comunidad; este negocio lo impulso desde hace ocho años y le ha permitido cubrir partes de los gastos familiares, el crédito lo solicita para la compra de mercadería como es camisetas, licras, talladores, jean para damas y caballeros, blusas, shorts, ropa interior, etc., con el fin de mejorar sus ingresos. Los otros integrantes del grupo son la señora Rosa de 53 años de edad, dedicada a la venta de hojas en los merados de la capital y el señor Luis de 56 años de edad, comerciante de cosechas de frutas y verduras en el mercado de la municipalidad y niquinohomo desde hace seis años.

Previous Loan Details

The group "Guadalupana" consists of four hardworking and enterprising individuals. One of them is Silvia Patricia, who started her small business two years ago. She sells pet food, medicines, and shampoos in Niquinomo. Her loan will be invested in brand name products such as Purina, Pro-Plan, ... More from Guadalupana Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,399,500
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Guadalupana Group's $1,925 loan helped a member to purchase T-shirts, tights, jeans for men and women, blouses, shorts, underwear and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 27, 2014
Jul 3, 2014
Currency Exchange Loss:
Dec 17, 2014