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Suraiya M.khalid Group
In this Group: Suraiya, Allah Rakhi , Jamila, Nasreen
Suraiya baji is the wife of M. and has been living in the city of Riwind, Pakistan for the past 30 years. She is the mother of six children: five sons and one daughter who are all enrolled in a neighborhood school. Suraiya baji’s husband has been selling wood for the past 20 years. For the past 5 years, Suraiya baji has been working in the thread making business but she also does household work and takes care of her family.

Suraiya baji has successfully repaid her prior three loans from Asasah (a microfinance institute of Pakistan). She is now applying for a loan to buy more wood to expand her husband’s wood selling business. She is joined in her loan group by a few more members. Allah Rakhi baji is requesting a loan to buy thread for resale. Jamila baji is requesting a loan to buy groceries for her grocery shop. Nasreen baji is requesting a loan to buy clothes for resale.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in their own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible for repayment.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,700,975
    Funds lent in using Kiva
  • 81.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Suraiya M.khalid Group's $925 loan helped a member to buy wood for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 11, 2008
Nov 7, 2008
Currency Exchange Loss:
Mar 11, 2010