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Christmas is an old client at the organization as he is on his fifth loan with UGAFODE. He is married with six children who still attend school, and his wife is beside him in the photo. He has been in the coffee trade as his primary source of income for over 20 years.

Christmas is affected by limited capital, therefore he decided to join UGAFODE for financial assistance so that he can jump-start his business and compete even more favourably in the market.

Christmas hopes that this loan of 5,000,000 Ugandan shillings will help him to increase his sales and earn more even profits. Christmas praised UGAFODE and Kiva for the previous financial assistance which enabled him to accumulate wealth for his family and purchase a house.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.


About Uganda

  • $1,800
    Average annual income
  • 224
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,603.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Christmas to purchase coffee beans.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2014
Jul 2, 2014
Currency Exchange Loss:
Jul 17, 2015