Grace is a 38-year-old lady who is single with children. She separated from her husband eight years ago. She is a resident of Mmunyonyo–Butiga, a developed suburb just 3 km from Kampala City. She has been operating a ladies’ salon for the last six years with limited working capital. She faces the challenges of seasonality of the business because her peak season is during wedding seasons and student holidays, and high rent costs. She has also been borrowing money from another bank but was referred to UGAFODE Microfinance Ltd for a loan facility by one of our clients who recommended UGAFODE’s rates as friendly and good customer service. She applied for a loan of UGX 1,500,000 to buy hair dryers for her salon so that she will be able to provide quick service to her customers, especially on days when she is working on brides. She is very grateful for the financial support.