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Pharet's Group
In this Group: Pharet, Kimsrors
Pharet is aged 33 and married. Her family lives in a village of the Tbaung Khmum district of Kampong Cham province and she and her husband earn a living through working as tailors in the village. The current business earns her about US$20 per day to meet the family’s need.
Pharet has been with VisionFund for one cycle and completely paid back the past loan. Now, she is going to use her portion to buy a tailoring machine and use a portion of it to spend on buying fabric. She hopes to earn more income from her business so as to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,565,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Pharet's Group's $1,500 loan helped a member to buy a tailoring machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 27, 2014
Jul 1, 2014
Currency Exchange Loss:
Jun 17, 2015