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Guadalupe
Guadalupe, who is 46 years old, was able, during her childhood, to attend her community school for elementary education. She studied up to her fifth year, but was unable to complete her primary education due to a lack of financial support from her parents who had limited resources. From her relationship with her partner, who makes a living doing fieldwork (planting and cultivating coffee), she had six children, three of whom are studying. The other three children help with the field activities.

They only involve family members in the fieldwork, since they would like to grow little by little and retain the majority of their profits. They do not have sufficient earnings to pay for much hired labor. She is requesting economic support which she will use to buy fertilizers, like manure and liquid fertilizer, among others, that will allow them to take better care of their crops. On this occasion, she is also trying to schedule the payment of hired labor to clean and fertilize their property of about 4.3 acres.

She has a lot of faith that with this financing she will improve the service to her plantation and its maintenance, thus increasing her profits. Her goals are to be able to continue increasing her coffee crops, to diversify her income in order to not be dependent on one sole income like that of the coffee, and in this way, to also be able to continue supporting her children with their studies so that they can be successful and make progress with their goals, hopes and dreams.
View original language description ↓
Doña Guadalupe tiene una edad de 46 años quien en su niñez tuvo la oportunidad de estudiar en la primaria en la escuela de su comunidad cursando hasta su quinto año no finalizando su primaria por falta de apoyo económico de sus padres quienes eran de escasos recursos. De su relación junto a su pareja quien se dedica al trabajo de campo (siembra y cultivo de café) procrearon 6 hijos de los cuales 3 están estudiando y los otros tres ayudan en las actividades de campo. En el trabajo de campo solo se involucran ellos como familia pues quieren crecer poco a poco y retener la mayor parte de ganancias pues no cuenta con los suficientes ingresos para pagar mucha mano de obra. Ella solicita apoyo económico el cual utilizara para la compra de fertilizantes, como ser abonos, foliares entre otros que ayudaran a dar una mejor atención tratando de programar en esta ocasión el pago de mano de obra para limpiar y abonar su propiedad la cual es de 2.5 manzanas. Ella tiene mucha fe ya que con este financiamiento mejorara la asistencia a su plantación y el mantenimiento de la misma obteniendo mayores ganancias. Sus metas poder seguir incrementando sus cultivos de café, diversificar los ingresos para no solo depender de uno solo como lo es el café, así como también poder seguir apoyando a sus hijos en sus estudios para que puedan superarse y salir adelante con sus metas, esperanzas y sueños.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,475 helped Guadalupe to buy agricultural supplies and to pay for labor, among other things, to help her coffee cultivation.
0% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jun 24, 2014
Listed
Jul 2, 2014
Currency Exchange Loss:
Possible