Check out some available loans that are similar to this one!
Julia Jimena
Julia is a 35-year-old single woman and the mother of two children. She supports her family by operating seasonal businesses in the retail trade. Her current business involves selling clothes.

Julia finished high school and likes working with numbers. For this reason, she started her current business on two occasions without any hesitation. Her children are young (ages 4 and 8). The oldest child attends elementary school in the mornings and then goes to his mother’s shop in the afternoons to do his homework. The younger child plays all day while his mother is busy selling clothes.

Julia’s day begins when she has to get her older son ready for school. Afterwards, she arrives at her place of work so that she can open her business at 9:00 A.M. “My routine from Monday through Friday begins by preparing my children so that they will behave quietly the rest of the day. On the weekends, they get to sleep late but I have to continue running my business all day,” says Julia.

She changes the clothes on the mannequins on a weekly basis based on what’s fashionable, so her displays are continually updated. Her small business must compete with other stores in terms of price and fashion, so she keeps herself informed by reading magazines and following trends. For this reason, Julia is requesting a loan in order to buy fashionable clothing at wholesale.
View original language description ↓
Julia es una mujer de 35 años de edad soltera y madre de 2 hijos.
Ella mantiene a su familia realizando negocios de temporada y vive del comercio, su actividad actual es la venta de ropa.
Julia concluyo la escuela secundaria y le gustan mucho los números es por ese motivo que sin dudarlo dos veces emprendió el negocio actual.
Sus hijos son pequeños (4,8) el mayor asiste a la escuela primaria por las mañanas y por las tardes realiza sus deberes escolares en la tienda de su mamá, el hijo menor juega todo el día mientras su mamá se ocupa de atender la venta de ropa.
Su labor comienza preparando a su hijo mayor para que esté listo a la hora de entrada de la escuela, luego se dirige a su lugar de trabajo para abrir su negocio a las 9am; “mi rutina de lunes a viernes comienza preparando a mi niños para que estén tranquilos el resto de la jornada, el fin de semana ellos duermen hasta más tarde y yo continuo en el negocio todo el día”.
Julia se encarga de cambiar semanalmente la ropa de sus maniquíes para que estén a tono de la moda y así tener una vidriera novedosa continuamente. En el comercio minorista lucha con otras tiendas por el precio y por la moda es por eso que se mantiene informada mediante revistas y tendencias.
Es por esos motivos que Julia solicita un préstamo para la compra de ropa de moda por mayor.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Tags

About Bolivia

  • $2,817
    Average annual income
  • 73
    View loans »
    Bolivia Loans Fundraising
  • $28,632,000
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,025 helped Julia Jimena to buy fashionable clothing at wholesale.
60% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 7, 2014
Listed
Jul 2, 2014
Currency Exchange Loss:
Possible