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Salvador Josue
Salvador is a 21-year old young entrepreneur who lives with his family in Ica. He has a son, his biggest pride, and fights constantly to provide him with a better quality of life. He has been providing security services in a company for 6 months and things go well because he is very responsible, hard-working and has a high desire of self-improvement.

Salvador is grateful to Kiva lenders because thanks to their support he will be able to make improvements to his house, such as painting the walls and repairing the ceiling. This way he will improve his quality of life and meet his biggest dream with eagerness and dedication: "to have his own house completely finished".
View original language description ↓
Salvador es un joven emprendedor, tiene 21 años de edad y vive en Ica junto a su familia. Tiene un hijo quien es su mayor orgullo y por quien lucha constantemente para poder brindarle una mejor calidad de vida.
Desde hace más de 6 meses brinda servicios de seguridad a una empresa, y le va muy bien porque es una persona muy responsable, trabajador, y con muchos deseos de superación.
Salvador está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá hacer arreglos a su vivienda como pintarrajear las paredes y arreglar el techo, de esta manera estará mejorando su calidad de vida y con esfuerzo y dedicación podrá cumplir su gran sueño: "Tener su casa propia terminada".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $6,715
    Average annual income
  • 54
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $375 helped Salvador Josue to make improvements to his house (painting the walls and repairing the ceiling).
70% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2014
Jul 1, 2014
Currency Exchange Loss: