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Dalia Sonia

Update on Dalia Sonia

Dalia Sonia is 51 years old and lives in San José, a small village five kilometres from the El Sauce municipality. Dalia is a mother to one son who is in high school.

Dalia has been making a living as a primary teacher for 30 years. She has spent half of her life working in the same school. This profession has helped Dalia to help her son to prosper. Dalia's son is the person whom she most loves in their life, and her great dream is to see that he is ready so that he can look after himself when she is gone.

Dalia is proud of her young son as he is very responsible and studious. Every day he wakes up early in order to cycle for one hour to El Sauce, as there is no secondary school in San José.

In recent months Dalia has been ill and so has come back to "Ceprodel" for a loan from Kiva investors. This loan will be used to buy medicines and to pay for medical exams and ultrasounds in order to improve her health and be at her best at work. Sonia does not want to fail her son, and wants him to be ready for adulthood with the help of God.
View original language description ↓
Dalia Sonia es una señora de 51 años que habita en la comarca San José, un pequeño caserío que queda 5 kilómetros antes de llegar al municipio de El Sauce, es madre de un niño que estudia en educación secundaria.
Dalia Sonia se dedica a laborar como maestra de primaria desde hace 30 años, Casi la mitad de su vida en la escuelita del mismo caserío, profesión que le ha servido para sacar adelante a su único hijo, ya que lo que más quiere en esta vida y su gran sueño es ver preparado profesionalmente para que en un futuro se pueda defender en la usencia de ella.
Se siente orgullosa de su pequeño hijo, ya que a su corta edad es muy responsable y estudioso, diario se sacrifica en levantarse temprano para viajar en una bicicleta durante una hora hacia el municipio de El Sauce, ya que en su comarca no hay escuela de secundaria.
Dalia Sonia en los últimos meses se ha sentido mal de salud por lo que recurrió a Ceprodel en busca de un financiamiento de los inversionistas de Kiva para la compra de medicamentos, realización de exámenes, ultrasonidos, con el fin de mejorar su salud y así poder rendir en su trabajo para no fallarle a su hijo hasta que se prepare siempre con la ayuda de Dios.

Previous Loan Details

Dalia Sonia is a native of the San José region, which is located 5 km from the municipality of El Sauce. She lives in a calm, rural area removed from the bustle of the city. At the edge of the highway is the school where Dalia Sonia teaches classes to all the primary school students in the ... More from Dalia Sonia's previous loan »

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About Nicaragua

  • $3,636
    Average annual income
  • 140
    View loans »
    Nicaragua Loans Fundraising
  • $24,079,275
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Dalia Sonia to buy medicines and pay for medical exams and tests.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2014
Listed
Jul 1, 2014
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015