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Eslendy
Eslendy is a young woman with lots of energy and enthusiasm. She worked as a specialist in tourism in the Santa Elena municipality. Since that moment she decided that she wanted to start a tourism agency and apply her acquired knowledge. For this reason, she is requested a loan because she wants to open a travel office in her own home. The money will be invested in the purchase of uniforms and advertising. She says that it is a career that she is very passionate about and will generate enough income to be a great businesswoman.
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Eslendy, una joven con gran energía y entusiasmo termino una Técnica en Guía Turística en el municipio de Santa Elena.
Desde ese momento decidió que quería montar una agencia de viajes y aplicar los conocimientos adquiridos.
Por ésta razón es que solicita un préstamo, pues quiere montar una oficina de viajes en su propia casa y el dinero lo invertirá en la compra de uniformes y publicidad.
Manifiesta que es una carrera que le apasiona mucho y que le gustaría dedicarse a este trabajo.
Uno de sus mayores sueños es poder ser independiente y generar sus propios ingresos para poder llegar a ser una gran empresaria.

Additional Information

More information about this loan

By supporting this loan, you're helping a borrower launch a new business!

This loan is designed for an entrepreneur who needs working capital to start a brand new business. Along with the loan, Kiva's field partner Interactuar provides counseling, training courses, and other financial resources to help new, riskier entrepreneurs set up young businesses.

Important Information

This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.

Tags

About Colombia

  • $6,070
    Average annual income
  • 231
    View loans »
    Colombia Loans Fundraising
  • $13,363,950
    Funds lent in using Kiva
  • 1,844.5
    Colombia Pesos (COP) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,175 helped Eslendy to buy uniforms and advertising for her tourism agency.
25% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 27, 2014
Listed
Jul 23, 2014
Currency Exchange Loss:
Possible