Felicia sells phone accessories and rechargeable phone cards. She has been in this business for the past five years. Felicia is 40 years old and is married with three children. The demands for her goods are high. Felicia needs the loan to buy more phone accessories and rechargeable phone cards to sell. She says "thank you" to all the people who made this loan possible.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20