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Norena J. is 46 years old and is married with four children. Norena runs a viewing centre where teenagers play computer games. She also sells drinks and pure water. In addition to this shop she has a kiosk where she sells phone calls and rechargeable phone cards. She has been in this business for a long time. She buys ice blocks to cool drinks in these coolers that are showing in the picture. She is requesting a loan to purchase a fridge to cool her drinks. Usually, she loses her customers when she does not get blocks to cool the drinks. She will also purchase more rechargeable phone cards to sell. She says "thank you" to all of the people that made this loan possible.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 29
    View loans »
    Nigeria Loans Fundraising
  • $6,044,700
    Funds lent in using Kiva
  • 117.9
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Norena to purchase a fridge and rechargeable phone cards.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 28, 2008
Nov 6, 2008
Currency Exchange Loss:
Jul 15, 2009