Emilia is a 19-year-old businesswoman living in the Kwekwe District of Zimbabwe with her parents and siblings. She has been rearing and selling broiler chickens for the past one and a half years. She produces a batch of 25 birds every six weeks and sells them to the people in her community. Her family members assist her in the business.
Emilia is also very involved in her community as a member of Cama, Camfed’s alumnae network. As a member of Cama, she assists the health professionals at her local clinic by weighing babies and recording their weight. She intends to use the Kiva loan to increase the number of broiler chicks, buy more vaccines and stock up on feed so that she can increase her production from 25 birds every six weeks to 25 broiler birds every week to meet the demand and increase her sales. The additional profits would enable her to pay school fees to further her education since she wants to train as a primary school teacher.
More information about this loan
Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates
Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.
Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy.
The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.
Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.