He has been working in a water supply and sewerage company for more than six years, being responsible of their product line and the collection of payments. He uses his income from this company to maintain his home and pay for his personal expenses.
He is requesting this loan to buy construction materials and to pay for labour costs since he wants to improve the conditions of his home.
The young Lener is very grateful for the help that Kiva has provided him, since with this loan he will be able to expand and improve his home.
Es trabajador de una empresa de servicio de acueducto y alcantarillado desde hace más de seis años desempeñándose como responsable de cartera y cobro, los ingresos que obtiene de dicha empresa lo destina para mantener su hogar y gastos personales.
Él crédito solicitado está destinado para la compra materiales de construcción y pago de mano de obra , ya que quiere mejorar las condiciones de su vivienda.
El joven Lener está muy agradecido por la ayuda que le ha brindado kiva ya que con este préstamo podrá ampliar y mejorar su vivienda.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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