Marina is a woman with a very agreeable character. She has a 22 year old son and a 19 year old daughter. Both are pursuing studies in university. Marina works together with her husband in their cheese-making business. The loan will go towards purchasing milk. She says that she needs to have double capital; half to remain in good standing with their milk providers, and the other half to give their customers products on credit. With her great optimism, Marina hopes to continue to grow her business and to give a good education to her children so that they can have a good future.
Marina es una mujer de un carácter muy agradable, ella tienen un hijo de 22 años y una hija de 19 años mismos que se encuentran estudiando en la universidad, Marina juntamente con su esposo se dedican a trabajar en su negocio de elaboracion de quesos, el credito lo va ainvertir en la compra de leche ya que comenta que debe tener doble capital, uno para quedar bien en los pagos a sus provedores de leche y otro capital para dar a credito sus productos a sus clientes, con su gran optimismo Marina espera seguir creciendo con su negocio y darles una buena educacion a sus hijos para que ellos tengan un buen futuro.
More information about this loan
This loan is part of FODEMI’s effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.
About FODEMI, a partner of World Vision International
FODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.