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Bertha Margarita
Margarita is a single mother. Her son is five years old and goes to school. Margarita works as a waitress at a restaurant and also works raising calves. She says that when she cannot take care of her animals, her father cares for them. As such, the business is shared with her father.

The loan will be invested in the purchase of two calves to grow her business. Margarita's dream is to continue working alone to be able to get ahead with her son.
View original language description ↓
Margarita es madre soltera, su hijo tiene 5 años y asiste a la escuela, Margarita se dedica a trabajar de mesera en un restaurante, tambien se dedica al crianza de terneros, comenta que cuando Margarita no alcanza a cuidar sus animales es su padre quien le da cuidando, asi que este es un negocio a medias con su padre, el credito lo va invertir en la compra de 2 terneros para incrementar en su negocio, la aspiracion de Margarita es seguir luchando sola pora sacar adelante con su hijo.

Additional Information

More information about this loan

This loan is part of VisionFund Ecuador's effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,200
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $500 helped Bertha Margarita to buy calves.
64% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 12, 2014
Listed
Jun 30, 2014
Currency Exchange Loss:
N/A