This is Haide, a resident of Tanza, Cavite, Philippines. She is married to Lito, a vendor, and they have children. With her husband, she manages their household while operating her business. She works hard to provide income for their everyday expenses.
Haide operates a business selling men's and women's clothes and other similar products. She buys merchandise from wholesalers, and then sells the products for a small profit. Customers are attracted to buy due to the low selling prices and the many options she offers. Her regular customers are her neighbors and the local community. She earns a minimum of 300 Philippine Pesos (PHP) in sales every day.
To help her continue operating her business, she is requesting a 20,000 PHP loan. She will utilize the loan to buy ready-to-wear merchandise, like polo shirts for men and women, in order to expand her product inventory.
Haide hopes that her business will get bigger and dreams to have more customers. She meets every week with her co-fellowship* members to share stories of her life and business and to draw strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro-finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.