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Dolores is a single mother of 3 children, none of whom are in her care. She has been earning a living by preparing and selling tamales in one of the markets in the city of Leon for 32 years. She begins preparing the tamales at 1 pm and finishes up at 6 pm. The next day, she goes to her stall to sell the food from 5:30 am until 4 pm. She has the same schedule from Monday through Sunday. She does this work to provide for her home.

Dolores has requested a loan from Ceprodel to use to buy products such as corn, cheese, plastic bags, and lime powder in bulk in order to buy at better prices for her tamales business, and therefore enjoy greater sales and earnings which will allow her and her family to have a better quality of life.
View original language description ↓
La señora Dolores, es madre soltera de 3 hijos de los cuales ninguno está a su cargo, se dedica a la elaboración y comercialización de tamales desde hace 32 años en uno de los mercados de la ciudad de León, ella inicia a la elaboración del producto a la 01:00 pm finalizándola a las 06:00 pm posterior al día siguiente se traslada a su puesto de trabajo a ofertar su producto desde las 05:30 am y finalizando las ventas a las 04:00 pm con el mismo horario de lunes a domingo, realiza esta labor para la mantención de su hogar.

Doña Dolores, solicito a Ceprodel un crédito el que utilizo para la compra de productos tales como: maíz, queso, bolsas plásticas y cal al por mayor con precios más accesibles para la elaboración de tamales y así lograr mayores ventas incrementando sus ingresos los cuales le permitirán poseer un mejor nivel de vida junto a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 147
    View loans »
    Nicaragua Loans Fundraising
  • $24,067,475
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Dolores to buy corn, cheese, plastic bags, and lime powder.
70% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2014
Jun 30, 2014
Currency Exchange Loss: