Mary is 38 years old and is married with four children. She is a qualified nurse but she resigned because she wanted to have more time for her husband and children. Mary, in her spare time, organizes health seminars for women in her locality and enlightens them on how to remain healthy and avoid health problems. Mary sells provisions, drinks and bottled water. She has been in this business for the past three years. Mary is the woman standing in the picture, while her sales girl is sitting behind her. She needs the loan to buy more provisions to sell. Mary says "thank you" to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20