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She is a hardworking 40 year old woman with three children. She started building her frame house three years ago so she can live securely and with dignity. She is asking for a second loan to buy finished and rustic lumber, nails, and pay for labor so she can build her house little by little. Her dream is to have a home to provide her family.
View original language description ↓
Es una mujer trabajadora, originaria de Waspan, tiene 40 años de edad, casada con 3 hijos. Con el propósito de vivir de manera segura y digna, desde hace 3 años ha iniciado la construcción de su vivienda de tambo de madera. Solicita su segundo financiamiento, para construir poco a poco su vivienda, para comprar materiales de construcción: madera cepillada y rustica, clavos y cubrir costos de mano de obra. Su sueño es tener una vivienda que le brinde las condiciones adecuadas a su familia.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Miriam to buy building materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 23, 2014
Jun 30, 2014
Currency Exchange Loss:
Jul 17, 2015