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Effort De Catier Morin Group
In this Group: Benito, Laucite, Philocia, Clarele, Clairejaurane, Juliette, Josianne, Chouna, Suzana, Exumene, Ejusse, Helene*, Isionise, Fillete, Odulia, Antoinette, Milhouse, Jasmine, Marilucie, Elimene, Cherly, Stephanie, Joasil, Rosena, Clisemene, Ilrick, Anneaniose, Gerline, Francimene*, Juliannie, Bernadette, Annette, Marise, Anaise
* not pictured
Benito is the coordinator of the Effort de Catier Morin group. He is married, and he has two children. He lives in the Northern region of Haiti, where electricity is scarce and drinking water is very limited.

Benito will buy different products to increase his stock. Before he began trading he attended school. He plans to buy various products including shoes and cosmetics. Other members of the Effort de Catier Morin group need a loan to trade products such as cosmetics, soft drinks, etc.

He says his biggest challenge is to become a great trader in the Northern region. His main goal is to build up a good trade business and make it easier to start a large company, with the help of Esperanza Int.
View original language description ↓
Benito est le coordinateur de son groupe Effort de Catier Morin. Il est marié, Il a 2 enfants. Il habite dans la région nord d`Haïti ou de électricité est rare et de l’eau portable est très limitee.

Benito va acheter les différents produits pour augmenter l'inventaire de votre entreprise. Avant de ce commercer ce commerce Il était un écolier. Il plan à acheter de divers produit avec chaussures et cosmetiques.

Des autres membres de EFFORT DE CATIER MORIN ont besoin d’un emprunt pour le commerce tel ques ventes produits de cosmétiques, boissons gazeuses etc. Il déclare que son défi principal est de devenir un grand commerçant dans le département du nord. Il dit son but principal c’est d’avoir un grand commerce qui lui facilitera à construire une grande enterprise avec l’aide d'Esperanza Int.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Haiti

  • $1,300
    Average annual income
  • 15
    View loans »
    Haiti Loans Fundraising
  • $2,037,500
    Funds lent in using Kiva
  • 45.4
    Haiti Gourdes (HTG) = $1 USD

Success!! The loan was 100% repaid

A portion of Effort De Catier Morin Group's $5,625 loan helped a member buy shoes and cosmetics.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 6, 2014
Jun 27, 2014
Currency Exchange Loss:
Dec 17, 2014