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Mrs. Phalla S. is a villager in Sream Chieng Village in Kampong Cham Province. She is a farmer who owns one hectar on which she cultivates rice to earn a living. However, she now faces a problem because she cannot cultivate the rice because she does not have any cows to help her plow her field.

Therefore, she has decided to ask for a loan so she can hire a laborer with two oxen to plow the field. She will also use part of the loan to buy fertilizers to help support the field and make her crops more productive.

Her husband Mr. Suon Sam Oeurn is a palm juice collector. He gathers the palm juice to produce palm sugar.

Mrs. Phalla S. is 28 years old and the mother of two children. The children attend the local school. Her husband is presented on the right of the photo.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,081.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Phalla to hire a laborer with two oxen to help plow the field and to buy fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2008
Nov 8, 2008
Currency Exchange Loss:
Nov 15, 2009