Blanca is 74 years old. She is married and lives with her husband and her 28 year old son in the Pailaloma community, which is located in the Canton of San Miguel in the Bolívar province. She is a member of the Patrón San Miguel communal bank which is located in the community of Pailaloma, about 40 minutes from the cooperative office. She works in agriculture.
Blanca plants corn and beans, and raises pigs. She is requesting a loan to purchase agricultural supplies which she will buy in the San Pablo market. Her goal is to improve her living conditions. The challenges she faces are bad weather, infestations, and disease. In her free time she likes to knit.
Blanca tiene 74 años de edad, de estado civil casada, vive con su esposo y su hijo de 28 años en la comunidad pailaloma perteneciente al Cantón San Miguel Provincia de Bolívar.
Es integrante de la ventanilla Patrón San Miguel se encuentra ubicada en la comunidad Pailaloma unos 40 minutos de la oficina de la cooperativa y se dedican a la agricultura.
Blanca se dedica a la siembra de maíz, frejol y a la crianza de cerdos. Solicita el crédito para la compra de insumos agrícolas. La compra lo realiza en mercado de San Pablo. Su meta es mejorar las condiciones de vida. Su desafío es el mal tiempo, plagas y enfermedades. En su tiempo libre le gusta tejer.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!