At the age of 46, Ramzana is a hard-working, married woman. She has three children. She is motivated to provide her family with good quality food, health and clothing. She deals in business selling milk to earn good amount of income. At present she has two calves. She has gradually improved her business with the support of the Kashf foundation. Currently she is in her sixth loan cycle and has applied for a loan of Rs. 50,000 PKR. This will help her to purchase two more cows. This, in turn, will help her to increase her sales which will ultimately help in generating more income for her.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.