Dila is a 60-year-old widowed villager, and a mother of seven, with one of the child born paraplegic. She and all of her children live in the northern rural area. The loan she is requesting now will be used to buy a tractor freeze plug. Dila is left exhausted from the plowing and preparing of the agricultural land manually, and she says she now wants to replace the labor work with a more sophisticated way. Not only that, but her oldest son plans to offer services for cash to other villagers. Dila has thirteen dairy cows and she sells baby calves to the locals, and also raw milk to a nearby dairy farm. In addition, she plants some seasonal veggies and corn for her dairy cows mostly. The village where Dila resides has a lot of pastures for livestock and a loam.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.