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Sanoat is a resident of the rural region of Gissar. For the past four years she has been working on her brother's farm, a property that is 10 hectares in size. She works there growing crops. Sanoat is an experienced farmer and receives a good harvest every year.

Sanoat is 37 and divorced and has only one child. Her crops have already ripened and she wants to harvest them. For this she needs to hire workers, and she is taking out a loan to cover wages for bringing in the harvest. This loan is very important to her.
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Саноат жительница сельского района Гиссар. Последние 4 года она работает в дехканском хозяйстве брата, который имеет 10 га орошаемого участка земли. Саноат занимается там выращиванием сельскохозяйственных культур. Она опытный фермер. Каждый год по сезонам она получает хороший урожай.
Саноат 37 лет. Она разведена и имеет только одного ребенка. В данный момент посевы Саноат уже созрели и она хочет собрать их. Для сбора урожая Саноат будет привлекать наемных рабочих. Она берет кредит для оплаты за труд рабочих по сбору урожая. Этот кредит ей очень важен.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,896,450
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Sanoat to pay workers to harvest her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2014
Jun 28, 2014
Currency Exchange Loss:
Mar 19, 2015