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Na Tau 6 Group
In this Group: Yen, Xien, Loi, Xien, Quy, Dong, Hoan, Phuong, Thin, Nhuong, Phuong, La*, Sang*
* not pictured
Thin, 31, is a Thai woman who is married and has two children, one in grade 6 and the other in grade 9. She and her family live in a small, traditional Thai house and mostly earn a living through agricultural activities such as cultivating rice, planting vegetables, and breeding chickens and fish. However, because of a lack of land, it is hard for Thin to expand her farming, so she has opened a grocery store and her husband works extra for a local construction employer.

In spite of their constant efforts, their income is only enough to cover their family's basic living expenses and tuition fees for their children. Thin cannot afford to buy new furniture for her house or books or toys for her children. This has motivated her to carry out a pig-raising project and, to do that, she has taken out a loan from Anh Chi Em Program to buy piglets. She said that she joined in the Program's services not only because of the loan, but also due to the useful training she would receive, which she heard about through the introduction from Anh Chi Em staff. This is Thin's first loan in the Program and she hopes that with this project, she can make her family richer and can progressively improve their living standards.

In the picture, Thin wears a yellow shirt and stands first from the right.

Additional Information

More information about this loan

Anh Chi Em (ACE) is an International NGO microfinance program that supports vulnerable and marginalized individuals in the severely underserved regions of Dien Bien and Muong Ang District in Dien Bien Province and in Northern Vietnam. Launched in 2007 by the French non-profit Entrepreneurs du Monde, ACE focuses on the financial inclusion of women from marginalized ethnicities and those affected by AIDS.
ACE offers two types of flexible loans alongside a voluntary savings program. The amortizing and bullet loans provide borrowers with key capital at an interest rate of 18%, compared to the national averages of 23.01%. The savings program pays clients 6% returns per annum.
Kiva lender’s funds help ACE to expand its services into new communes and more districts and offer loans to more vulnerable individuals. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 117
    View loans »
    Vietnam Loans Fundraising
  • $14,461,025
    Funds lent in using Kiva
  • 21,294.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Na Tau 6 Group's $2,100 loan helped a member to buy piglets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 29, 2014
Jun 27, 2014
Currency Exchange Loss:
May 1, 2015