Sokha, a 31-year-old married woman, lives in the Prey Chhor District of Kampong Cham Province. She has four children who are enrolled in school. Sokha and her husband are farmers in the rice fields who can earn US $5 per day to support their family. The profit that Sokha and her husband earn from the farming is not enough for their family.
To ensure her family's financial stability, Sokha wants to have one more business raising baby ducks and selling them when they are old enough. However, she does not have a decent capital investment to run her new business. Therefore, Sokha is now borrowing some money from Kiva to buy baby ducks to raise and sell when they are big enough.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.