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Qismet O. is a married man and has a small business of his own in order to feed his family. He buys construction materials from other cities and sells them. But, as he doesn't have a place at the market, he sells them from a rented garage on the outskirts of the city.

Now that he has so many clients, he wants to build a small store at the marketplace. So, he wants to take out a loan to earn more profit and, by saving his money, have enough to build a store.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Qismet to expand his business by building a store at the marketplace.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 8, 2008
Nov 13, 2008
Currency Exchange Loss:
Apr 15, 2010