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Qismet
Qismet O. is a married man and has a small business of his own in order to feed his family. He buys construction materials from other cities and sells them. But, as he doesn't have a place at the market, he sells them from a rented garage on the outskirts of the city.

Now that he has so many clients, he wants to build a small store at the marketplace. So, he wants to take out a loan to earn more profit and, by saving his money, have enough to build a store.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 21
    View loans »
    Azerbaijan Loans Fundraising
  • $14,255,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Qismet to expand his business by building a store at the marketplace.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Dec 8, 2008
Listed
Nov 13, 2008
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2010