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Miguel Ángel
Miguel Ángel has worked for three years as a security guard in an institution in the city of León to support his family. He works from 7 a.m. to 5 p.m. on a rotating schedule.

He is requesting this loan from CEPRODEL to buy cement blocks, cement, iron, gravel and other materials to continue the construction of his modest home. He hopes to improve his family's quality of life.
View original language description ↓
El señor Miguel Ángel labora como agente de seguridad en una de las instituciones de la ciudad de León, se dedica a esta labor desde hace tres años para el sustento de su familia, inicia sus labores a las 07:00 am y finaliza a las 05:00 pm con horarios rotativos.

Don Miguel solicitó un crédito a Ceprodel será utilizado para compra de bloques, cemento, hierro, piedrín, entre otros materiales de construcción, los cuales le permitirán seguir la construcción de su humilde vivienda y de esa manera brindarle una mejor calidad de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 132
    View loans »
    Nicaragua Loans Fundraising
  • $24,060,850
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $775 helped Miguel Ángel to buy cement blocks, cement, iron, gravel and other construction materials.
51% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 9, 2014
Jun 29, 2014
Currency Exchange Loss: