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Mammy Group
In this Group: Mohammed, Aminata, Assanatu, Musa

This is the Mamy group: Mohamed F., Aminata K., Assanatu K. and Musa Thollah. They have received several loans from Kiva through SMT and always repay their loans successfully. Their previous loan was for Le 800,000 each and this helped them a lot. They were able to make a lot of profit from the loan and solve many of their problems. Today, they are requesting a loan of Le 1,000,000.00 to add to their businesses.



Mohamed (pictured on the right) is the leader of this group. He was born in Kolisoko village, fifteen miles from Makeni in northern Sierra Leone. He is forty-two and married with six children. Four of the children are in secondary school and two in primary. He has been a businessman for the past eighteen years.



With this loan of Le 1,000,000, Mohamed will buy two quality bales of second-hand clothes. A good quality bale of second-hand clothes costs him Le 600,000, while lesser quality clothes go for Le 300,000 or Le 400,000. Bales of second-hand clothes are sold only in Freetown (360 miles round-trip). Out of his business and with the help of SMT loans, Mohamed will be able to build himself a house. His priority is feeding, educating, and clothing his children, and providing them with medical care in case any of them become sick.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $8,963,475
    Funds lent in using Kiva
  • 2,977.5
    Sierra Leone Leones (SLL) = $1 USD