Ramil H. is 28 years old and lives with his elderly parents. He is not married yet.
He likes his livestock business very much. He has 2 calves for fattening, which is how he supports his family. He also works as a teacher in the local school, but his salary is too small even to cover his basic needs, and Ramil needs to think about his parents too. That's why, seven years ago, he decided to start his own business.
To expand his business Ramil has applied for a $1,200 loan to purchase four calves. Ramil wishes to marry his fiance, but he wants to wait to increase his income during the winter season as it is the high period when people need meat.
Your help will support Ramil's current and future families.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.