Update on VladimirFor more than eleven years, Vladimir has been selling women's shoes at the market. In the summer, he sells sandals and shoes, in the winter, he sells boots. Vladimir often travels with the shoes to nearby villages, offering his merchandise to those who live there. These trips to meet customers give him a competitive advantage and increase his turnover. Vladimir has requested to receive a loan of 20,000 hryvnia in order to purchase high demand items especially for village customers. This will allow Vladimir to better serve the needs of his customers and increase turnover. Vladimir is married. His wife helps him with his business. His children are already grown. He dreams of making enough money to help them obtain their own housing.
Previous Loan DetailsVladimir is from Pavlograd. He has more than ten years of experience in sales. He sells women's shoes in season. Vladimir's business is established, and he has solid experience. This winter Vladimir plans to sell women's winter shoes made of artificial leather, which is affordable to most sh... More from Vladimir's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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