Jawas Pankatitas Group
The loan they are seeking will benefit the budding micro-business in which Veronica is a member. She says that it has been three years since she joined Pro Mujer, via an invitation from a colleague who is a client of the institution. Currently, she has a pharmacy business; she reveals that she bought the business three years ago with the first loan secured by Pro Mujer, since she had previously studied in this area and had previously worked in an identical business.
The loan she currently requests is for increasing capital (purchasing medicines in bulk), which she will acquire from the pharmacy wholesalers in the city of La Paz and subsequently will sell them in her retail space. This type of work will allow her to generate the resources to support her family, as she is married and has five children.
When asked what she likes about Pro Mujer, she says the training sessions offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Verónica es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una compañera que es clienta de la institución. En la actualidad ella tiene un negocio de farmacéutica; da a conocer que compro el negocio hace tres años con el primer crédito que obtuvo de Pro Mujer, ya que ella había estudiado en el área y anteriormente ya trabajó en un negocio identifico.
El crédito que ahora sacará es para el aumento de capital (compra de medicamentos por mayor) que adquirirá de las farmacéuticas mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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