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Paulino is a hardworking man who is 27 years of age. He lives with his family in San Martin. Paulino has a son who is his greatest source of pride, so he strives constantly to provide him a better quality of life.

For several years, Paulino has worked as a farm laborer. He is doing very well because he is a responsible and hardworking person. Above all else, he has a tremendous desire to succeed.

Paulino is grateful to the Kiva lenders because of the support they have provided. He will be able to finish the construction of his house, thus giving him a place of his own where he can live without having to pay rent. With the money he will save, Paulino will be able to furnish his home and improve his family’s quality of life.
View original language description ↓
Paulino es un hombre trabajador, tiene 27 años de edad y vive en San MArtin junto a su familia. Tiene un hijo quien es su mayor orgullo y por quien lucha constantemente para poder brindarle una mejor calidad de vida.
Desde hace varios años trabaja como obrero en los campos agrícolas y le va muy bien porque es una persona muy responsable, trabajadora, y sobre todo con muchos deseos de superación.
Paulino está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá terminar de construir su casa y así puedan vivir en un lugar propio, sin tener que pagar un alquiler, por el contrario, ese dinero pueden ahorrarlo para poder amoblar la vivienda y mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $6,715
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $56,116,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $375 helped Paulino to finish the construction of his house.
79% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2014
Jun 30, 2014
Currency Exchange Loss: