For several years, Paulino has worked as a farm laborer. He is doing very well because he is a responsible and hardworking person. Above all else, he has a tremendous desire to succeed.
Paulino is grateful to the Kiva lenders because of the support they have provided. He will be able to finish the construction of his house, thus giving him a place of his own where he can live without having to pay rent. With the money he will save, Paulino will be able to furnish his home and improve his family’s quality of life.
Desde hace varios años trabaja como obrero en los campos agrícolas y le va muy bien porque es una persona muy responsable, trabajadora, y sobre todo con muchos deseos de superación.
Paulino está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá terminar de construir su casa y así puedan vivir en un lugar propio, sin tener que pagar un alquiler, por el contrario, ese dinero pueden ahorrarlo para poder amoblar la vivienda y mejorar la calidad de vida de su familia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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This loan has been fully funded!