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Manases is an enterprising young man who's 24 years old, single and lives in the department of San Martin with his family. He has a young child and he works constantly to provide him with a better future. For over 6 years he's worked in agriculture, growing quality products that are sold at market for a good price. He's a person with great desire to progress and work day after day to give his family a better future. Manases is grateful to the Kiva lenders because with the support they've given him he'll be able to remodel his house, for example paint the walls and fix the roof so his family can live more comfortably and securely and that way continue to strive to achieve his dream in the future: "Buy his own land to farm"
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Manases es un joven emprendedor, tiene 24 años de edad, es soltero y vive en el Departamento de San Martin junto a su familia.
Tiene un pequeño hijo por quien lucha constantemente para poder brindarle un futuro mejor.
Desde hace más de 6 años se dedica a la agricultura, cultivando productos de calidad que son ofrecidos en los mercados a un buen precio. Es una persona con muchas ganas de salir adelante y trabaja día tras día para poder brindarle lo mejor a su familia.
Manases está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá remodelar su casa como pintarrajear las paredes, arreglar el techo para que de esta manera su familia pueda vivir mejor en un ambiente más cómodo y seguro y así pueda seguir esforzándose para que más adelante pueda cumplir su gran sueño: "Comprar su propio terrero para cultivar".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $6,715
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $54,535,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD