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Iris Yesenia
Iris is 33 years old and completed primary school. Iris now works in farming, growing coffee. She is a mother to one son, who is in third grade. At the weekend, Iris' son helps his single mother to look after the crops. Iris learned this trade five years ago thanks to her parents who have been doing this same work for a long time. Growing crops was the family trade, and now it is Iris' as well.

Iris also grows corn and beans but in small amounts and for consumption at home and only for occasional sales. Iris inherited her land from her parents; it is two kilometres away from her home and she arrives there on foot.

One problem that Iris is facing is disease in her crops. The price of supplies also varies greatly but competition is not a problem as there is a lot of demand for coffee.

Iris is applying for a loan that she will use to buy fertilisers and supplies such as manure and urea, and to pay labourers. With this loan Iris will improve coffee production.

In the future Iris wants to continue investing and expanding her crops in order to earn a higher income and support her son. Iris wants her son to have more opportunities in life, to do better and to grow.
View original language description ↓
Iris es una joven de 33 años de edad quien en su juventud curso la primaria de forma completa quien se dedica a la agricultura (cultivo de café), es madre de un hijo el cual está en tercer grado y el los fines de semana se involucra en el mantenimiento de sus cultivos junto a su madre pues ella es soltera. Desde hace 5 años aprendió a trabajar en este rubro gracias a sus padres quienes se dedican al trabajo de campo desde hace mucho tiempo siendo la principal actividad económica de su familia y en la actualidad la de ella. También cultiva maíz y frijoles pero en pequeña escala únicamente para el consumo del hogar y en ocasiones se da la oportunidad de venderlo. La tierra que trabaja fue una herencia de sus padre la cual está ubicada a 2 kilómetros de distancia desde su casa de habitacion a la cual se traslada caminando encontrando como desafió el problema de plagas, el precio de los insumos utilizados en el campo el cual varía bastante ya que la competencia no es problema pues en esta actividad hay bastante demanda.
Iris solicita apoyo económico el cual utilizara en la compra de fertilizantes e insumos como ser abono, urea, foliar, pago de mano de obra ya que con este financiamiento ella mejorara la producción de su cultivo. Sus planes como productora seguir invirtiendo y ampliando su cultivo para obtener mejores ingresos y así poder apoyar a su hijo en sus estudios teniendo más oportunidades en la vida para superarse y crecer.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

Tags

About Honduras

  • $4,200
    Average annual income
  • 21
    View loans »
    Honduras Loans Fundraising
  • $8,492,900
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,475 helped Iris Yesenia to buy farming supplies and to pay labourers to help with her coffee crops.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 20, 2014
Listed
Jun 27, 2014
Currency Exchange Loss:
Possible