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Laura is from Urasar village in the Lori region. She lives with her daughter and her husband is a migrant worker. To be able to meet the needs of her family, Laura is engaged in cattle and pig breeding and cultivating wheat and potatoes. With the help of her daughter, she sells the agricultural products in the local market, which is the main source of the family's income. To meet the growing needs of her family, Laura wants to expand her agribusiness a little bit. She needs a loan of USD 2,500 to purchase four oxen and to make previous credit repayments. Laura and her family rely on the goodwill of the lenders and will appreciate their support in collecting the needed loan to sustain their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,869,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,500 helped Laura to pay for four oxen and make previous credit repayments.
59% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 23, 2014
Jun 26, 2014
Currency Exchange Loss: